With LIBOR Low, Don’t Rush To Refinance Your ARM

Pending ARM Adjustment

Is your mortgage scheduled to adjust this season? You may want to let it.

Reverse Mortgages : Pros And Cons

A reverse mortgage is exactly what it sounds like — a mortgage in reverse. Here’s some analysis on the program and how it could work for you.

Mortgage Guidelines Resume Tightening Nationwide

Senior Loan Officer Survey

Despite an improving U.S. economy, the nation’s banks remain cautious about what they will lend, and to whom.

FHA Mortgage Insurance Premiums Increasing April 9, 2012

FHA MIP increasing

Planning to use an FHA-backed mortgage for your next home loan? You might want to get your application in gear today.

FHA Drops Upfront Mortgage Insurance Premium To 0.01% For Qualified Borrowers

FHA MIP schedule

Beginning mid-June 2012, certain current, FHA-backed homeowners will be able to refinance their existing FHA mortgage into a new one, without having to pay the government-backed group’s new, costly mortgage insurance premium schedule.

Revamped HARP : Unlimited Loan-to-Value And Same Great Rates

Making Home Affordabie

The government’s new, revamped HARP program is 6 weeks from release. Homeowners are gearing up to refinance.

Lock An Instant 13% Savings On Your Monthly Mortgage Payment

Mortgage payments down 13%

You could save 13% on your mortgage as compared to one year ago.

Banks Start To Loosen Up In Underwriting

FOMC senior loan officer survey 2011 Q4

After a half-decade of tightening mortgage guidelines, banks are starting to “loosen up”.

Lock Your Mortgage Rate : New Loan Fees Expected Within Days

Starting soon, nearly all home buyers and refinancing households nationwide will pay higher mortgage loan fees. Congress has made it law.

Adjustable-Rate Mortgages Are A Relative Bargain Today

Adjustable-rate mortgages are a relative bargain as compared to fixed-ones.

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